What are vision insurance companies
Vision insurance companies– Some persons usually tink that once you have a healthcare insurance policy, that it automatically includes vision coverage.
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Most of these health insurance policies or plan, however, do not give coverage to vision care, so you will need to purchase a separate vision insurance plan to cover the cost of eye exams, prescription glasses, and contact lenses.
Being among the over 150 citizens of the united states who needs vision correction, or if you have another type of vision related disorder, then getting vision insurance means you can get affordable eye care.
In this post, we would critical take a very good look at the best vision insurance companies. and give you useful information and guild lines on how you can get these vision policies and how much they cost.
List of some of the best insurance companies
Vision service plan
Vision service plan (VSP) was established in 1955 and ever since then it have had a rapid growth and have become of the biggest vision insures in the united states with over 88 million members worldwide and over 40,000 network doctors.
Because of the very wide range of plans, flexible coverage and a range of price points it offers vision service plan (VSP) is our top pick. Vision service plan has an A- financial stability rating from AM Best and an A+ client satisfaction rating from the Better Business Bureau (BBB).
For clients that wishes to purchase the premiums it start at $13 per month, with a low $15 copay for an eye exam and $25 for basic lenses.
With the policy the insurance can cover up to $150 in new frames or contact lenses, with some brands covering up to $170. But if you wish to have you plan customized it can go for a fee, with add-ons like scratch-resistant and anti-glare coatings, as well as progressive lenses.
During LASIK surgery insurance policies do not cover the entire cost of the LASIK surgery, rather they do provide a 5%–15% discount coupon. For individuals who are diabetic and also have vision problem there are also discounts available for such people.
UnitedHealth Care
with over 80,000 providers which are being spread across the 44 states in the united state UnitedHealthcare (UHC) is regarded as the largest health insurance company in the United States.
They also have a generous discount of their clients who is recommended for LASIK surgery using QualSight a discount of up to 35%.
They are different vision insurance plans for different people; Plan A is for does that wear glasses or contact lenses and have a premium which is close to $12 while Plan B are for those who wear both contact lenses and eye glasses.
Other insurance companies includes;
- Direct vision
- Davis vision
- Humana
- Ameritas
Conclusion
Companies that make the top vision insurance companies list have in them both positive and negative characteristics.
while some of them offer immediate coverage and low prices, others on the other hand have large provider networks and high coverage limits. We are confident and hope you find this post as helpful as promised.
